Walmart MoneyCards make it easy to access your money quickly and make small purchases without carrying cash, but how much can you withdraw from an ATM? What about the limits on daily, weekly, and monthly withdrawals?
You’ll want to ensure you’re clear on these details before you try withdrawing any money from an ATM with your Walmart MoneyCard or any other prepaid debit card. The following information will help you learn more about the card’s current daily, weekly, and monthly withdrawal limits.
Know About Daily, Weekly, And Monthly Walmart MoneyCard ATM Withdrawal Limit
A pre-set spending limit is a feature of some credit and debit cards that allows cardholders to set a maximum amount that can be spent in a day, week, or month. This can help cardholders stay within their budget and avoid overspending.
It is possible to withdraw up to $500 from your Walmart MoneyCard at an ATM, but bank teller withdrawals are capped at $1,500 daily. If you go abroad, you will not be able to withdraw cash from foreign ATMs. The daily spending limit is $,3000 a day. The direct deposit limit is $10,000
Not only does a Walmart checkout line offer cash withdrawals, but Walmart can also reduce the amount you withdraw at any time. There is a limit of $1,000 a day.
You can call (877) 937-4098 to add more money to your account when you hit these limits, or you can go into any Walmart store with a cashier who will give you cash up to the current limit.
You’ll have up to 180 days after activating your card before these limits take effect; after 180 days, these limits are permanent until removed by calling customer service.
It’s important to note that these withdrawal limits may differ if you’re withdrawing funds at a Walmart MoneyCard ATM other than the one closest to your current location. Check with your bank or financial institution before referencing these numbers.
How Can You Avoid Going Over Your Limit?
There are a few things you can do to avoid going over your limit on your Walmart MoneyCard:
- Check your balance before making any withdrawals.
- Keep track of how much money you’re withdrawing, so you don’t exceed your limit.
- Make sure you know the withdrawal limit for your card before using it.
- Use an ATM that is in your network to avoid fees.
- Contact customer service to resolve the issue if you exceed your limit as soon as possible.
They’ll be able to change your limit or delete transactions and help get you back under the limit.
Who Is Eligible For A Walmart MoneyCard?
With the Walmart MoneyCard, you can purchase anything where MasterCard or Visa debit cards are accepted. Green Dot Bank issues the card, and there are three versions: the Standard card, the Plus card, and the Specialty card.
It is required that you be 18 years of age or older in order to apply for a Walmart MoneyCard. If you are at least 16 but not yet 18, you may be eligible if your parent or guardian signs your application. The Plus and Specialty cards have a $3 monthly fee, whereas the Standard card does not.
No credit check is required to open an account; all they need is your name, address, social security number (or the last four digits), date of birth, and driver’s license number (if applicable).
The only way to withdraw cash from your Walmart MoneyCard is through a participating retailer with an in-store terminal or the company’s website.
For many users, this won’t pose any problems because it means having quick access to their money and points on their purchases which could eventually turn into free items. However, this will create some issues for others who like to use ATMs outside of Walmart stores.
How Can You Get Walmart MoneyCard?
The Walmart MoneyCard is a reloadable prepaid card that you can use to make purchases anywhere MasterCard or Visa debit cards are accepted. Additionally, you can withdraw cash from ATMs, pay bills online, and more.
The best part? There are no credit checks required so anyone can get one. It’s also FDIC-insured up to $250,000 per cardholder. And they’re available in $2, $3, $5, $10, and $20 denominations.
To get your Walmart MoneyCard today, head to their website here. Be sure to enter any promo code during checkout and enjoy exclusive savings on shipping!
Once you receive your card, activate it by following these steps.
- Click Activate under the Balance tab.
- Enter 16 digits from your card.
- Click Submit.
The next step is to determine how much money you can withdraw with this card daily. When withdrawing money at an ATM, you can withdraw up to $500 every 24 hours. When making transactions offline like paying bills, you’re limited to withdrawing up to $1,500 every seven days.
7 Amazing Benefits of the Walmart MoneyCard
There are many benefits to using the Walmart MoneyCard, but these nine are some of the most exciting ones!
Whether you’re just learning about the card or already have one in your wallet, you can be confident that your money will be protected, secure, and well-protected as you buy groceries and other necessities at your local Walmart store.
So what are these benefits? Let’s take a look!
1) Shop In Any Store
Prepaid debit cards like Walmart MoneyCard can be used anywhere Visa is accepted. That means you can use it at any store, online, or in person. You can also use it to withdraw cash from ATMs.
2) Track Your Spending
One great benefit of the Walmart MoneyCard is that it can help you track your spending. When you use your card, you can see exactly where your money is going and how much you’re spending. This can be a great way to budget and save money.
3) Store Credit Cards
Store credit cards can be a great way to save money on your shopping trips. They often offer exclusive discounts and rewards that can help you save money in the long run.
Plus, they can help you improve your credit score if used responsibly. However, it’s essential to be aware of store credit cards’ potential downsides before applying.
4) Cash Deposits At Walmart Stores
The Walmart MoneyCard is a reloadable prepaid card that offers a safer, more convenient way to shop and manage your money.
One of the card’s best features is that you can make cash deposits at any Walmart store. This is great for those who don’t have a bank account or want to avoid bank fees.
5) Order Money Online Or By Phone
You can order your Walmart MoneyCard online or by phone and deliver it to your door. Plus, you can use your card to shop online or in-store at any Walmart location. And, if you need cash, you can withdraw money from ATMs or any Walmart register.
6) No Bank Account Is Required
One of the best things about the Walmart MoneyCard is that you don’t need a bank account to use it. This can be a huge relief for people struggling to get approved for a traditional bank account because of bad credit or other financial issues.
Even if you have a bank account, the Walmart MoneyCard can be a great backup option in case of emergencies.
7) Convenient Location
The Walmart MoneyCard is accepted anywhere Mastercard is received, meaning you can use it at millions of locations worldwide. In addition, there are no foreign transaction fees, which means you can use your card when you travel internationally without worrying about extra charges.
Here are some faqs about Walmart MoneyCard.
How to Check Walmart MoneyCard Balance?
Several ways are available to check your account balance, including online, via the app, or at an ATM. For ATM balance inquiries, there is a charge of $0.50 plus any ATM fees charged by the bank or ATM operator.
How Can You Charge Or Reload Your Walmart MoneyCard?
Reloading your card with cash costs between $3 and $6. The card has no limit on how much you can reload onto the card, and you can refill it up to $1,500. Walmart MoneyCards can’t be loaded with cash through ATMs, but there are some other ways to do so:
- Walmart Rapid Reload
- Walmart MoneyCenter
- Walmart MoneyCard App
- Bank transfer
Can I Use My Walmart Card At Any ATM?
In addition to ATMs within Walmart stores, you can use Walmart MoneyCards at several ATMs outside Walmart stores if you have one. ATM machines in Walmart stores are free of charge if you use the card within the store.
What is The Maximum Amount You Can Reload on a Walmart MoneyCard?
There is a $2,999 limit on cash reloads per day. The current balance of your card cannot exceed $2,999, so you are unable to reload some money onto it. Checks can only be used for $3,000 daily, and you can only have $10,000 on your card anytime.