Finance

YZJ Financial Holdings is a leading financial services company offering customers various products and services.  With a history spanning more than a decade, the company has become a significant player in the financial industry.  In this article, we’ll take a closer look at the history, products and services, financial performance, industry trends and challenges, and …

YZJ Financial Holdings: An Overview of Its History, Products, and Financial Performance Read More »

What is Payment-in-Kind? Payment-in-Kind (PIK) is a type of financial arrangement where a borrower can pay interest on a loan with additional debt instead of cash. In other words, the interest owed is added to the loan’s outstanding principal balance, effectively increasing the amount that the borrower owes. This payment is usually made when the …

What is Payment-in-Kind? Types, Pros, Cons, and More Read More »

Definition Financial Gearing can be defined as the relative proportions of debt and equity that the company requires to fund or support its operations. Gearing in itself can be used as a measure of balance sheet risk. It shows the overall reliance that the company has on external sources of funds. In the cases where …

What is Financial Gearing? Definition, Formula, Analysis, Drawbacks Read More »

Straight bonds are usually held till the maturity date for repayments of the principal amount. Depending on several factors, the investor may withdraw the money with bonds. A Puttable or Put bond has the additional characteristic of having a put option with the bond. The Put option gives the investor the right to demand the …

What are Puttable Bonds? And How Puttable Bonds Work? Read More »

Introduction Financial Borrowing and transactions have recently seen a considerable rise over the past few years. This is primarily because financial transactions have now been facilitated due to the technological influx, which has greatly increased the convenience threshold of people involved in this regard. A mortgage is one aspect of financial markets that has evolved …

Mortgagor Vs. Mortgagee – All You Need to Know Read More »

Definition: Venture capital is finance provided by venture capitalists to a company they deem to have high growth potential or a high future earning prospect. Venture capitalists are veteran investors and maybe anyone from wealthy investors to investment banks or companies. They generally provide startup and late-stage growth finance to smaller companies. The capital is …

What is Venture Capital?: Definition, How Does It Work? Advantages and Disadvantages Read More »