Which One Is Better, a Negatively Skewed Return or a Positively Skewed Returns Distribution?

What is Skewness? In statistics, the term skewness refers to an asymmetrical or distorted distribution of values of a data set. When a data set is plotted on the x and y-axis, it can either indicate a normal or skewed distribution. A normal distribution is represented by a bell-shaped curve produced if there are equal …

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Credit Report: The Proportion of Loan Balance to the Loan Amount is Too High: What Does It Mean?

Have you ever seen a statement on your credit report that reads “proportion of loan balance to the loan amount is too high”? Most individuals are unaware of what it is and how to deal with it. This statement aims to communicate that your credit utilization rate is too high and you need to appropriately …

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