Kay Jewelers Credit Card Login, Payment, Customer Service, Cancel, and More

Kay Jewelers is a world-renowned diamond jewelers’ company. You can buy their products through actual and internet stores.

They provide numerous discounts and personal advice to their consumers via the platform’s chat for them to make a successful transaction.

In addition to these advantages, they provide frequent clients with the Kay Jewelers credit card, which allows them to finance their purchases.

The card brings various benefits, including access to special discounts, long-term payments, interest-free purchases, and much more.

Regardless of its name, the Kay Jewelers credit card is not a credit card. It is a retail card. It is only valid at Kay Jewelers stores or online at Kay.com.

The card allows you to carry a balance up to a specific limitation for transactions made at the jeweler’s store. Kay advertises its credit card as the LONG LIVE LOVE credit card.

Key takeaways:

  • You can log in to your Kay Jeweler Credit Card account through their website.
  • You can reach out to its customer service at 855-506-2499.
  • If you want to cancel your Kay credit card, you can do it online through its website.
  • You can make your credit card payment using three methods:
Text message  Online Payment  Easy Pay  
You can make payment by visiting the Comenity Bank website. You can also see the official app of kay jewelers.  You can pay with your credit card through text message. Send the word “PAY” to the number 36313.  The community bank also offers the option of easy pay to its customers, making the payment process more accessible and secure.  

How To Login Into Kay Jeweler’s Credit Card

To log in, one must have an account. By following the steps given below, one will be able to create an account.

  • Enter “KAY Jewelers credit card” into the search box and click on the first result. You may also look at the back of their card and follow the link.
  • When one first accesses the site, they will see the main screen and should immediately click the “Sign In” button. You will instantly see a pop-up window where they must input their information, but before that, go ahead to “Need internet access? Because you don’t have an account, click “Register Now.” This statement is near the bottom of the box.
  • A new window opens where you have to fill out a form with the cardholder’s information. This is the basic information necessary to create the account. Fill in the blanks with the following details:
  • Zip or Postal Code Credit Card Account Number
  • Identity, which might be your Social Security number or another identification.
  • SIN’s last four digits
  • Please double-check that all the information is correct before filling out the form. After checking, click the “Find my account” button, and the profile will be established.
  • Now the account is formed, and one can log in anytime. This online dispensation of kay jeweler’s credit card is done through the platform of Comenity bank. With the help of the steps below, one can log into the account.
  • Go to the website to access the Comenity Bank interface.
  • On the website, click “Sign In.”
  • Enter the necessary information, such as your username and password, and click “Sign In.”
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After completing all these processes, you can log in to your new account and conduct any transactions.

How To Pay For Kay Jeweler’s Credit Card

Kay Jeweler’s credit card company provides three options for paying one monthly charge. Unlike other cards, it does not accept payments by postal mail or phone calls to a particular number. It does, however, offer the following alternatives:

1.  Online Payment

Bill payments are available to Comenity Bank’s credit card holders via the Comenity Bank website. After creating an account, follow these steps:

  • Log in to the created account. 
  • Click on the “Payments” portion of the page.
  • Select the “Pay bill” option.

To make the payment, enter the following information: current account number and payment history.

Please choose the amount to pay; it might be the bank’s minimum, a more significant amount, or the complete balance of your account.

2.  Payment Through Text Message

When users don’t have an Internet connection, they can pay with a credit card through text message. However, text messaging services must be enabled through the online site to use this option. If this is the case, take these procedures to pay:

  • Sign in to the text messaging app.
  • Send the word “PAY” to the number 36313.
  • Follow the steps that were given until your payment is completed.

Keep the bank account, balance, routing number, and credit card on hand, as the payments received before 8:00 p.m., are processed the same day.

3.  Easy Pay

The Comenity Bank website also has an option for making payments called “Easy Pay.” It is, as the name indicates, a method of making a quick and easy payment. Using the link, navigate the Comenity Bank website and follow the following steps.

  • When you click “Sign In,” the “Easy Pay” advertisement will display at the top of the page. Click on “Try it now.”
  • Enter the following information:
  • Zip Code ID Credit Card Account Number
  • Your Social Security number’s last four digits
  • Now, select “Find my account.”
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Follow the instructions mentioned above to pay the bill in seconds.

Kay Jewelers Credit Card Advantages

Kay Jewelers is one of the country’s most prominent jewelry shops. Jewelry shopping is always fun, especially when you don’t have to worry about money. A Kay Jewelers credit card allows you to shop for your next favorite piece of jewelry easily. There are many advantages of the kay jewelry credit card, and some are given below.

Modest Annual Percentage Rate

When looking for credit cards, one of the first things one looks at is the APR. A low APR has several advantages, and Kay provides competitive APR percentages. They begin with the lowest at 17%. It is not the lowest in the market but lower than many others.

Credit Requirements

This credit card does not need a perfect credit score. It’s an excellent card if you’re starting to establish or rebuild your credit. The requirements may change for each individual, but you may find yourself the owner of this credit card even if your credit is ordinary.

Special Funding

Kay Jewelers frequently provides deals with 0% APR financing. When one sees a value like this, it may be a perfect moment to make that big buy one has been putting off. One will not be charged interest if one pays off the total purchase balance within the financing terms.

Online Administration

Kay Jewelers provides personal online access to the report. You may check the balance, pay the monthly dues, and examine current transactions, among other things. It offers help that is required to retain an excellent status with Kay.

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Cleaning for fee

As a cardholder, you’ll be able to get free jewelry cleaning and inspections at any Kay shop. Cleanings and examinations are essential for keeping the jewelry in good condition. One should take the time to take advantage of this perk, especially since it is accessible for cardholders. Others would have to pay for cleanings individually or purchase jewelry cleaning supplies.


What Is The Customer Service Number Of Kay Jewelers?

For payments and other help, contact Kay credit card customer support at 855-506-2499.

Do Kay Jewelers Increase The Credit Limit?

Kay Jewelers does not raise credit limits automatically as a matter of policy. If you have a payment history and your account is in good standing, you may be approved for a higher credit limit in the future. Then, by calling customer service or visiting a store, you may be able to request an increase.

What is a Comenity Bank?

Comenity Bank provides financing alternatives to numerous well-known companies worldwide, with over 135 retail partners, one of which is kay jeweler’s credit card. Bread Financial, a financial services firm that recently changed its name to Bread Savings, owns the bank. Alliance Data Retail Services, a credit card provider, is likewise managed by the parent corporation. Comenity Bank now serves more than 50 million card members.

How Do I Get My Account Information Online?

The Account Center allows you to manage your KAY Jewelers Credit Card account online. It is a safe and precise method to have 24/7 access to your account information, such as examining balances, making payments, and more.

Why Is My Account Not Accessible?

To sign in, you must first register for Account Center online access. If you forgot your password and you have been locked out? Regain your username or reset your password, and open Kay Jewelers. You may also use Comenity’s EasyPay to pay a bill without logging in. If you still need help, you can reach out to its Customer Service at 1-855-506-2499, TDD/TTY: 1-800-695-1788.

Can You Pay Using The Mobile App?

The Kay Jewelers card does not presently allow payments using the mobile app. However, you may link your card to the Comenity bank app by downloading it. After that, you may use this app to make fast payments.


Using a credit card to purchase jewelry can help you simplify your jewelry expenses. The Kay Jewelers Credit Card is an excellent way to earn fantastic benefits without paying yearly fees. Clear off your payments long before the due date to avoid incurring late costs.