The days when people used to carry a lot of cash in their wallets are long gone. Now, they have replaced the bundles of cash with a few credit cards in their wallets to meet their expenses.
Whether they want to buy groceries, pay utility bills or transfer money to their loved ones, they can do it all with their credit cards.
Considering the immense popularity of credit cards, many stores have introduced their own credit cards to help their users purchase all the items in their carts, even if they do not have sufficient funds. Later, users can pay the amount back in small installments.
By doing so, top retailers like Walmart, Home Depot, and many others have turned many one-time visitors into frequent shoppers, resulting in huge profits.
However, what about athletes or fitness enthusiasts? Is there any credit card that offers them various perks and benefits for purchasing sports and outdoor equipment?
Fortunately, there is one credit card that facilitates athletes or fitness enthusiasts in the best possible way – Academy Sports Credit Card.
Academy Sports Credit Cards have become immensely popular among athletes, trainers, and fitness enthusiasts for all the right reasons. However, many people still are not quite familiar with how Academy Credit Cards work and what benefits they offer to sports lovers.
Read on to know more about Academy Sports Credit Cards!
You might have heard a lot about Academy Sports + Outdoors if you are a sports lover. It is an American sporting goods store chain that helps people fulfill their sporting needs from one place.
Whether you want to buy hoodies, shoes, helmets, or hunting kits, you will find everything at Academy Sports + Outdoors in a huge variety.
You name it; they have it. However, Academy Sports + Outdoors understands that purchasing sporting goods can be quite expensive and may not fit everyone’s budget.
Therefore, they have introduced Academy Sports Credit Cards to help people fulfill their sporting needs even if they are short on cash.
Academy Sports + Outdoors was already athletes, trainers, and outdoor adventurers’ favorite. However, the introduction of Academy Sports Credit Cards has become more attractive for such active people.
Comenity Capital Bank issues these credit cards to help people conveniently purchase sports and outdoor equipment.
With these credit cards, you can not only buy sporting goods when short on money, but in the long run, you can also save a lot of money on your Academy Sports + Outdoors purchases.
This credit card offers a lot of perks and benefits to athletes, trainers, or people fond of outdoor activities.
You might be wondering what the features and other benefits of having an Academy Sports Credit Card are. It may not be one of the popular credit cards everyone is trying to acquire, but it still has a lot of value.
If you are instantly approved for Academy Sports Credit Card while shopping in Academy Sports + Outdoors, you will get a $15 discount on your first purchase.
However, if your application takes a little longer for approval, you will get a $15 statement credit toward any Academy Sports + Outdoors purchase.
To get a $15 discount, your purchase must be above $15. Besides the famous $15 discount, you will also earn 1000 bonus points if you make your first purchase within 60 days of your card activation.
Also, you will get five points per dollar spent at Academy Sports + Outdoors.
Moreover, you will earn two points per dollar spent at Gas stations. Usually, store cards do not offer any bonus or reward points besides the stores within their network. However, that is not the case with Academy Sports cards.
In general, there are two types of Academy Sports Credit Card – Academy Sports Visa Signature Card and Academy Sports Visa Card. The credit card you qualify for will depend greatly on your credit score.
To help you summarize, here are a few benefits that you will get from Academy Sports Credit Card:
- $15 discount on first purchase at Academy Sports + Outdoors
- 5 points per dollar spent at Academy Sports
- 2 points per dollar spent at Gas Stations
- 1 point per dollar spent on all other purchases
- No annual fees
Now, you might be wondering what you can do with Academy Sports Credit Card’s reward points.
Academy Sports might have made acquiring reward points easier for users, but redemption options are quite limited.
Reward points earned through Academy Sports Credit Card are only good for purchases at Academy Sports. If you have 2500 reward points, you are eligible for a $25 Academy Rewards Card, a gift card from the store.
Therefore, it means that one reward point is equal to one cent. It might not seem much to many people, but still, it is not bad for a no-fee card.
People can only acquire an Academy Sports Credit Card with a credit score of at least 650 to 800.
If you have a 650 to 800 credit score, you can easily apply for the Academy Sports Credit card at their official website or in-store customer support counters.
Do you wish to keep track of your funds or reward points? Well, in that case, you must register your Academy Sports Credit Card online. Not sure how to do that? Here are a few simple steps you must follow:
- Open the website of the Academy Sports Credit Card account.
- Try to locate the “Register Now” or “Register for Online Access” option on the homepage. Click on it.
- Enter the details you have been asked for ( credit card number, ZIP code, social security number, and maybe more)
- Enter your email ID and mobile number into the fields in which they are required.
- Pick up a preferred user ID and set up a strong password for your Academy Sports Credit Card account.
How to Login into your Academy Sports Credit Card Account?
If you want to access your Academy Sports Credit Card account online, you need to follow these steps:
- Go to the Academy Sports Credit Card login website.
- Click the “Sign in ” button to access your registered Academy Sports Credit Card account.
- The login form will appear on the bottom right of the page. Enter your username and password.
- After entering your valid login credentials, click the blue “Log in” button to access your account.
Academy Sports Credit card is great until the due payments are made on time. However, if you forget to make your Academy Sports Credit Card payment, you will be charged a hefty fee (up to $40) for late payments.
Therefore, you must make your Academy Sports Credit Card payments on time to avoid any inconvenience.
Not sure how to do that? Here are a few methods to make your Academy Sports Credit Card payments:
Many people might not know, but Academy Sports Credit Card payments can be made online. To pay online, here are a few simple steps you need to follow:
- Enter your login credentials on the online banking portal of Comenity Bank. If you are a first-time user, you will have to register your card for online access.
- Go to the “Account” page and input your account number.
- Select your payment amount and proceed with the payment.
- You can set up automatic payments by selecting the option on the “Payments” page.
Although making payments by mail is old-fashioned, many people still use it. If you want to pay your Academy Sports Credit Card bill by mail, you need to do the following:
- Write a check or money order of the payable amount.
- Write your credit card or account number on the check. Also, don’t forget to include the statement’s payment coupon in the envelope.
- Mail the payment to the address (Academy Sports Credit Card | P.O. Box 659820 | San Antonio | TX 78265) stated on the paper statement received by Comenity Bank.
However, if you have decided to pay your Academy Sports Credit Card bill through the mail, you must post the payment at least a week before your payment is due. Otherwise, you will still have to bear the hefty fees for paying your bill late.
Another thing you must be careful about is a mailing address. Commonly, the bank has partnered with many retail stores for credit cards. Therefore, the payment addresses may vary from card to card.
You must contact their customer support service if you have doubts about which address to mail your Academy Sports Credit Card payment.
There are many reasons you might need to contact Academy Sports Customer Service. What if you have placed your order without updating your address?
Or want to start a return process for a product that did not meet your expectations? Or maybe you are having difficulty logging in to your Academy Sports Credit Card account?
Here are a few important contact numbers to resolve all your issues related to Academy Sports Credit Card or purchases:
- 1-888-922-2336: Customer Service Number
- (281) 646-5200: Legal Department
- 1-877-287-5012: To cancel your Academy Credit Card
- 1-877-321-8509: For Academy credit card payment inquiries