Is it time to upgrade your furniture? Or are you planning to move out soon? Renovating your current space or decorating your new one can be exciting.
However, it can be quite expensive, too, considering the rising prices of furniture and home decoration accessories.
In recent times, many furniture shops have emerged in the market. However, one furniture retailer that has become immensely popular among millennials for all the right reasons is Wayfair. Wayfair and its colorful pinwheel logo can be seen almost everywhere these days.
Whether it is the housewarming party of your best friend or the opening of a new cafe, you will definitely spot Wayfair products. Wayfair is undoubtedly the Internet’s most popular and massive furniture store.
Have you ever wondered why there is so much hype around Wayfair? Wayfair is famous among people for various reasons. It offers a huge variety, and every product is reasonably priced. However, offering affordable furniture in a huge variety is not the only reason why people love Wayfair.
Wayfair has also earned the loyalty of its valued customers by offering them credit cards to fund their purchases when they run short on money. It has not only boosted Wayfair sales but also turned many one-time visitors into loyal customers.
Although Wayfair credit cards have created a lot of buzz on the Internet, still many people are not quite familiar with their benefits and perks.
Do you fall into a similar category? Stress no more. We have prepared an ultimate guide for you to learn everything you need to know about Wayfair credit cards!
- You can easily log in to your Wayfair credit card account through a desktop at the Wayfair credit card official website.
- Paying your Wayfair credit card bill is quite simple. You can pay it online, through the app, via mail, or by phone at 800 365 2714.
- If you are facing any issues or want to cancel your Wayfair Credit Card, call 1 800 365 2714 to reach its customer support.
Overview of Wayfair
Wayfair started in 2002 as a small e-commerce company specializing in home accessories. However, within a short period, it managed to grab the attention of a large target audience and became a household name.
Since then, there has been no looking back for Wayfair. Currently, Wayfair sells everything from home furniture to house improvement items. Even though Wayfair products are reasonably priced, scrolling the Wayfair website can still make you spend a lot as it offers plenty of items in every category.
However, not every person is lucky enough to have sufficient finances to purchase every item they have added to their cart or wishlist on the Wayfair website. Fortunately, Wayfair credit cards have made it easier for people of all social classes to upgrade their homes with Wayfair furniture and accessories without any hassle.
Wayfair Credit Cards
Wayfair credit cards can be a great way to earn small incentives, benefit from free financing, and increase your credit score if you are a frequent buyer at Wayfair or brands in its family. With a Wayfair credit card in your wallets, you will not only be able to save a lot on your Wayfair purchases but also fund your expensive purchases when you are short on money.
Later, you can pack back the amount in small monthly installments. Wayfair credit cards have brought a lot of ease and convenience to Wayfair’s frequent shoppers. Wayfair offers its valued customers two types of credit cards depending on their creditworthiness – Wayfair Credit Card and Wayfair Mastercard.
Both credit cards offer the same perks, like no annual fee and 5% cashback rewards on purchases. However, the Wayfair Mastercard also offers several distinguishing features as it is accepted everywhere.
Features and Specifications of Wayfair Credit Cards
Here are a few features and specifications of Wayfair credit cards:
Both types of Wayfair credit cards offer interest-free financing to cardholders for two years. However, you must pay your bills on time to enjoy that privilege.
Wayfair credit cards can help you earn $40 back in points if your first order placed on Wayfair is $250 or more without financing. Although it is not the largest welcome bonus, it is still not so bad as many store cards offer no welcome bonus.
No Annual Charges
Wayfair credit cards come with no annual charges. Therefore, the Wayfair credit card can be a great choice if you are looking for a store card with little upkeep. You can enjoy all the perks and benefits of the card without paying annual charges.
Wayfair credit cards can ensure free delivery on your Wayfair purchases. If you have a Wayfair credit card, your orders will be delivered to your doorstep without charging any delivery fees.
However, cardholders will have to pay delivery charges for flooring, substantial fixtures, and other non-standard items.
Reports to All Credit Bureaus
The Wayfair credit card payments will be reported to three popular credit bureaus – TransUnion, Experian, and Equifax. These reputable companies will record the information consistently to help cardholders maintain a good credit score.
It is a great feature for people looking for a way to build their credit score. By keeping a consistent record of your credit card payments, it will also make it easier for potential lenders to determine how reliable you are in returning what you borrow.
Cash Back Rewards
Wayfair credit cards also offer cashback rewards for every purchase you make through them. While the Wayfair credit card offers cashback rewards on Wayfair purchases, Wayfair Mastercard offers cashback rewards on every purchase.
Here are cash back rewards of the Wayfair credit card:
- 5% cash back reward at Wayfair purchases
- You will receive $40 off on your first purchase if it is worth $250 or more
Wayfair Mastercard also offers the same rewards plus:
- 3% at grocery stores
- 2% at gas station purchases
- 1% at every purchase
How to Register Your Wayfair Credit Card Online?
You must register online if you want to keep track of your Wayfair credit card funds or reward points. The registration process is quite simple. However, if you still are unfamiliar with it, here are the step-by-step instructions on how to register your Wayfair credit card online:
- Open the Wayfair credit card official website.
- A login form will appear on your screen. Click the “Get Started” button to set up your credit card account.
- Enter your credit card number and click on the blue “Continue” button.
- If you have not received your credit card, you can click on the “I Don’t Have My Card” option and identify yourself on the following page.
- Enter your name, phone number, and Social Security Number.
- Choose the SMS or phone call option to verify your identity.
- If you have selected the SMS option, enter the security code sent on your mobile device.
- Once the verification process is complete, you can set up your profile.
How to Login to Your Wayfair Credit Card Account?
If you want to access your Wayfair credit card account through your desktop, you need to follow the steps mentioned below:
- Open the Wayfair credit card official website.
- A login form will appear on the screen. Enter your username and password to access your account.
- After entering your login credentials, click the blue “Sign on” button.
- If the username and password you have entered are correct, you will be automatically directed to your account management dashboard.
How to Make Your Wayfair Credit Card Payments?
Do you wonder how you will pay your Wayfair credit card payments? Here are a few payment methods to clear your Wayfair credit card with step-by-step instructions:
Online Mode of Payment
If you have registered your credit card online on Wayfair’s official website, you can pay your credit card bill online through your account. All you need to do is log in to your account by entering your login credentials. Choose your payable amount and date, and enter the bank account from which you want the money to be taken.
After information verification, your credit card payment will be deducted from your provided bank account.
There is no official app for Wayfair credit cards. However, if you are unable to access your desktop, you can download the mobile app of Citi Bank on your android and Apple device and link your Wayfair card to it.
Once you have linked your card, you will be able to pay your credit card bill through your mobile.
You can pay your Wayfair credit card bill over the phone by dialing 800 365 2714 to reach Wayfair credit card customer support.
Whether you have a Wayfair credit card or Wayfair Mastercard, you can also pay your bill through the mail. All you need to do is send your check or money order along with a payment coupon to this address:
Wayfair/Citi Retail Services
PO Box 70267
Philadelphia, PA 19176-0267
Wayfair Credit Card Customer Support
If you are facing any issues or want to cancel your Wayfair credit card, call 1 800 3652714 to reach Wayfair credit card customer support. The customer support agent will offer you the assistance you need immediately.