Cashier’s Check at Walmart (Alternative Options Included)

Although you cannot get a Walmart cashier’s check, there are some alternatives you can use here.

You can use a money order or transfer funds directly to a receiver’s bank account through one of the money transfer services at Walmart.

Let us discuss whether you can get a cashier’s check at Walmart and the alternative options available there.

Does Walmart Offer Cashier’s Check?

Walmart does not offer a cashier’s check service. However, it offers money orders and checks printing services that you can use as an alternative to issuing a cashier’s check.

A cashier’s check is a payment instrument that comes with the financial guarantee of a bank or credit union. Walmart does not offer a cashier’s check under its financial services umbrella through its money center.

Walmart is a giant retailer offering financial services through its partner service providers. None of its financial services partners, like Western Union or MoneyGram, offer cashier’s checks directly.

So, if you want a cashier’s check at Walmart, there is no option for you. Alternatively, you can use other payment instruments or transfer money directly into a payee’s account or by name.

Can You Cash a Cashier’s Check at Walmart?

Yes, if you receive a cashier’s check from someone, you can cash it at the Walmart money center. Walmart offers to check cashing services at its stores for different checks, including a cashier check.

You can cash the following types of checks at Walmart:

  • Pre-printed checks
  • Payroll checks
  • Government checks
  • Tax checks
  • Cashiers’ checks
  • Insurance settlement checks401(k)
  • retirement disbursement checks
  • MoneyGram money orders
  • Two-party personal checks

This check cashing service comes with maximum limits. A two-party personal check cashing is capped at $200 only.

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You can cash all other types of checks up to $5,000 normally. This limit is extended up to $7,500 from January to April to accommodate the tax season.

The charges for pre-printed checks up to $1,000 is $4 and $8 for checks above $1,000 amount. You do not need to register with Walmart to cash checks.

You can cash checks as a walk-in customer by paying a nominal fee at Walmart.

Where Can You Get a Cashier’s Check?

You can easily get a cashier’s check from a bank or credit union. Most banks offer this service for free to their account holders.

You can visit a bank/credit union branch and pay cash to get a cashier’s check. You can use your bank account balance to get the check as well.

Alternatively, you can order a cashier’s check through online/mobile banking or by phone. However, these methods will take more time to receive a cashier’s check than get it instantly from a branch counter.

The average charge to issue cashier checks from most banks and credit unions is around $10. Some banks may offer it for free for certain individuals or business account holders.

You do not need a bank account to get a cashier’s check. You can pay by cash as a walk-in customer at a branch counter and ask for the check.

However, you must provide personal identification and the payee’s details to get a check. The charges for this service through cash may be higher than through a bank account.

Alternatives to Cashier’s Check at Walmart

If you’re at a Walmart branch and need a cashier’s check, you can use one of the available alternatives.

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Walmart Money Order

A money order is the closest alternative to a cashier’s check at Walmart. A similar payment instrument offers the same level of security for both parties in a transaction.

You do not need a checking account to get a money order from Walmart. You can fill out the form with personal information, including the payee’s name, amount, and other details.

A money order may offer you a more convenient and cheaper option than a cashier’s check. It is also a secured form of payment as the applicant pays for a money order in advance.

Walmart Money Transfer

Walmart has several local and international money transfer options. Unlike a money order, you can also use this option to transfer funds internationally.

You can use one of the leading money transfer services like Western Union, MoneyGram, Walmart Pay, and PayPal.

This is a quicker and cheaper alternative to a cashier’s check at Walmart.

Walmart Gift Card

You can purchase a gift card at Walmart to send a small amount to a loved one. It is a particularly useful option if you want to pay someone willing to spend the money at Walmart.

However, this option offers limited utility as a Walmart gift card cannot be used outside of Walmart.

Walmart Reloadable Debit Cards

A similar option to a gift card is to use a reloadable debit card. Again, you can use this option sparingly, as no one can use the reloadable card.

What is Walmart Check Printing Service?

A conventional alternative to issuing a cashier’s check is to pay by a regular check. Walmart offers customized paper check printing services for individual and business customers.

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You can choose from a variety of check designs and add any customized images as well. It offers you a unique experience of printing unique and customized paper checks for your checking account.

You must provide checking account details like account number, routing number, account title, and check starting number.

Walmart offers these printed checks in a bundle of 150 check leave boxes. You can order a maximum of 600 checks with one order.

Walmart Money Center Services

Although Walmart is not a bank or credit union, it offers its customers several types of financial services.

Some of the top financial services you can get at a Walmart store include:

  • Send and Receive Money Services
  • Installment Financing
  • Check Cashing
  • Tax Preparation Services
  • Bill Payments
  • Money Orders
  • Check Printing Services
  • Gift Cards
  • Pre-loaded Debit Cards
  • Walmart Credit Cards

You can send and receive money for domestic and international transfers through leading brands like PayPal, Western Union, MoneyGram, Ria, and Walmart Pay.

Walmart also offers credit and debit card services for its customers. Similarly, you can get virtual and pre-loaded debit cards.