In today’s digital World, traditional banking is no longer popular among people. People still visit their respective banks whenever needed.
However, most of their transactions are made online. From online shopping to paying utility bills and transferring money to loved ones, everything can be done with a few clicks and taps through an online bank application.
Besides online bank applications, there are many dedicated applications for online banking.
However, an application that has become popular for all the right reasons is PayPal – One application to securely manage all your transactions.
No matter how secure the application is, the chances of getting scammed online are always there.
Many PayPal users have complained about unusual activity in their accounts. Even though PayPal is quite a secure application, scammers sometimes still find ways to access your accounts.
Do you suspect that someone else is using your PayPal account?
You can easily know about that by checking your Pay Login history.
Not sure how to do that? Scroll down to find everything you need to know about securely managing your PayPal account.
What is PayPal? How Does it Work?
PayPal is an online payment application that makes paying for things online and transferring or receiving money easier for people. Anyone can use their PayPal accounts in a hassle-free manner.
Once you have linked your existing credit or debit card to your PayPal account, you can make transactions with a few clicks and taps.
PayPal acts as a middleman between your bank and online merchants, keeping your payment information safe and secure.
With a PayPal account, you will not have to worry about switching credit cards when traveling out of the country. Everything can be done through your PayPal account, from hotel bookings to shopping and paying for food.
Also, a PayPal account can be utilized to send money to loved ones as well as receive money from them or your International clients.
How to Review your PayPal Login History?
Considering the rise in online scams, PayPal has made it easier for its users to keep their accounts secure by keeping a check on their login history.
With just a few clicks, PayPal allows its users to check where and when their account has been logged in from any device.
Here is a step-by-step guide you need to follow to review your PayPal account login history:
- Open your account with your login credentials to review your PayPal login history.
- Go to the wheel or settings icon on the top right corner of the screen and click on the Security tab.
- Find the Manage your logins option and view all your recent login details.
How to View your PayPal Transaction History?
Sometimes login details might not seem enough. What if someone has logged into your account, but you cannot figure out the damage they have caused you.
Well, PayPal allows users to review their transaction histories whenever they want. It’s not like traditional banking, where you have to request and then wait for the statement to arrive via Email or, in worst-case scenarios – via Post.
Your PayPal transaction history will appear on your screen in no time. Even though the process of checking your PayPal transaction history is quite simple, many users are still not familiar with it.
Do you fall in a similar category? If yes, here are a few steps you need to follow to check your PayPal transaction history:
- Open your PayPal account by typing in your login details.
- Click on the My PayPal option at the top of the screen.
- Go to Activity and select Statements on the right of the screen.
- If you want to review the transactions of a certain date or type, click on Custom. All the transactions of a certain type or date will appear on your screen.
By following these steps, you can easily check your transaction history whenever you doubt an unusual activity in your PayPal account.
What to do if found an unusual activity on your PayPal account?
Have you ever wondered what to do if you found an unusual activity on your PayPal account?
Well, the best approach is to take quick action and immediately disable that login session by removing the link. After that, immediately change the password of your PayPal account.
To secure your PayPal account, you must turn on the facial recognition feature to log into your account.
Face ID will make it difficult for hackers or scammers to gain access to your PayPal account.
5 PayPal Scams to Avoid in 2022
PayPal is undoubtedly one of the popular and largest payment processors worldwide. Therefore, it is no surprise why it is a huge target for scammers.
In the past, many PayPal accounts got hacked and used by hackers for monetary benefits. These scammers prey on unwary PayPal users by gaining access to their accounts through many creative ways.
If you don’t want your PayPal account to become scammers’ next target, you must avoid these scams:
“Problem with your account” scam
A phishing email is the scammers’ favorite method to gain access to PayPal accounts and steal money from them.
If you receive a phishing email claiming an issue with your account, you must completely ignore it.
The Email is bogus and will include a link that will direct you to the login page of a fake PayPal site, where your credentials will be required.
If you type in your credentials following that link, scammers will know your password and gain unauthorized access to your account. You can guess what happens next – they will steal all your money.
The Email may look professional, but you must not follow the link. The best approach is to contact the PayPal Help Center to verify whether your account is facing an issue or not.
Promotional offer scam
Hackers know how much people love promotions or financial incentives. Therefore, they often take advantage of it and send a phishing email offering a cash rebate or some financial incentive.
You only need to give them some details – PayPal login credentials.
Like other email scams, these emails also include a link that directs you to a fake PayPal website to trace your login details. They will later use your credentials to gain access to your account and drain it.
“You have received money” scam
Another popular PayPal scam is getting an email stating that you have received the money in your PayPal account from an unknown user. All you need to do is follow the click to release the funds.
However, that’s not the case at all. The link in the scam email directs you to a fake PayPal site and requests your PayPal account credentials.
As soon as you type in your login details, scammers get that information and later use it to steal money from your account.
Hacked account scam
Scammers usually target the seller accounts through the hacked account scam. Scammers will buy various goods and pay for them using a hacked account. You will ship the products the next day payment was made.
However, later, when the authorized user of that account files a complaint and PayPal discover the hack, they will withdraw the funds from your account, leaving you without the products and the payment.
Fake charity scam
Many kind-hearted people use their PayPal accounts to make donations to local charities. However, they often send money to fake charities led by scammers.
Whenever a natural disaster comes, people search for local charities where they can donate to relief efforts.
Scammers use this to their advantage and often set up fake charities of their own or use the name of well-reputed charities with fake bank details.
Furthermore, they often set up fake donation sites and ask you for contributions via PayPal.
Therefore, if you want your donations to make a difference, you must do some groundwork and verify that the charity you are donating to is legitimate.
The best way to check the charity’s legitimacy is to look at its website. Consider this a big red flag if they do not have a website.
Also, if the website looks suspicious, such as not using the HTTPS protocol, you must close it immediately and avoid making donations to that particular charity.
PayPal is undoubtedly one of the most popular online payment services in all parts of the World.
It offers people an easy, convenient, and secure way to exchange money with anyone, anywhere, and in any currency.
PayPal is a secure application that offers many features through which users can keep track of their login or transaction activities.
Unfortunately, scammers have become smart too. They have various creative ways to gain access to people’s PayPal accounts and steal money from them.
Therefore, you must know about them to avoid becoming a victim. If you suspect an unusual activity in your PayPal account, you must immediately change your password and report the problem to a PayPal Help Center.