Does Circle K Do Money Orders? Everything You Need To Know

Different financial instruments are available that can be used to make payments, receive payments, and perform all kinds of financial transactions.

Cash checks and bank checks were the most popular financial instruments a decade or two ago. Money orders were also abundantly used as a cash equivalent across all parts of the world.

The convenience brought by digital currency and technology has made everything easier and quicker. Therefore, money orders are no longer as popular as they were in the old days.

However, there are several scenarios where money orders are still used despite the revolutionary financial technology.

Although not all shops and big supermarkets do not support money orders, many still allow users to buy money orders or cash their orders at the counter.

In today’s article, we will talk about Circle K’s facility to buy money orders. We will answer all the most asked questions about Circle K money orders and if the company sell and buy money orders.

So let’s get into it.

Executive Summary:

  • Circle K, a popular convenience store chain, offers money order services at its store locations.
  • Money orders serve as an alternative to cash and checks, providing a secure payment method.
  • Customers can purchase money orders at Circle K by visiting the checkout counter.
  • Cash payment is required for money order purchases; debit or credit cards are not accepted.
  • The cost of buying Circle K money orders ranges from $0.99 to $1.29, depending on the value.
  • Circle K has a maximum money order limit of $500; for higher amounts, multiple money orders must be purchased.
  • Money orders can be used to make payments by filling out the necessary information, such as the payee and purchaser details.
  • Money orders obtained from Circle K can be mailed or given to the intended recipient.
  • Tracking money orders requires contacting the MoneyGram helpline, with an administrative fee possibly applicable.
  • Circle K does not offer money order cashing services; customers must go to authorized retailers or post offices.
  • Walmart is a popular option for cashing money orders obtained from Circle K.

What Is Circle K?

Circle K is an American convenience store chain that was founded in 1951 in El Paso, Texas. The company.

Circle K is currently headquartered in Tempe, Arizona. The company faced a lot of ups and downs regarding financial independence and filed for bankruptcy protection in 1990.

However, the company’s problems ended after several transfers of ownership and the final acquisition by Alimentation Couche-Tard in 2003.

Currently, Circle K is owned by Alimentation Couche-Tard, a Canada-based company. There are over 9799 stores of Circle K in North America, 2697 in Europe, and 2380 under franchise agreements worldwide.

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Circle K is popular for its convenience products and gas stations chain around the world.

Since Circle K is a convenience store, customers can buy money orders at the counter. In the further sections of the article, we will explore the procedure to get the money orders at Circle K, the limits, and everything you need to know.

Money Orders Vs Checks

Money orders are the popular cash equivalent that became common after the 1850s among the Civil War soldiers who were away from home.

However, the advancement brought new financial tools and instruments for the convenience of the people.

Credit and debit cards are currently popular for customers, but money orders and checks might not be as common as cards.

And sometimes, people come to buy money orders from the Rite Aid store locations. Therefore, we have to make it clear why money orders are used for making payments and how they differ from checks.

The main difference between money orders and checks is that money orders are often used as an alternative to cash as they do not bounce like checks.

The money orders are purchased with cash or card; you can use them to clear your payments.

Yet another difference between money orders and checks is that you need a bank account to write checks, but a bank account is not necessary for buying money orders.

Does Circle K Do Money Orders?

The short answer: Yes!

Details?

Here is what you need to know:

You can purchase Circle K money orders by visiting the store location. The company is authorized to sell the money orders to the customers walking in to purchase the money orders.

However, if you want to cash your money orders at Circle K, they would not be able to facilitate you in regard. We will further talk about it in the later sections of the article.

Where To Purchase Circle K Money Orders?

Any person who wants to purchase a money order from Circle K must visit the nearest store’s checkout counter.

He will need to ask the staff about purchasing the money order and the value of the money order. The staff present there will facilitate him with whatever procedure has to be followed to get the money order.

How To Purchase Money Orders From Circle K?

Here are step-by-step instructions on what to do when you visit the Circle K to purchase a money order for any given amount:

  1. Visit the cash counter of the nearest Circle K store and ask the staff about the money order purchase.
  2. You must be carrying cash to be able to purchase the money order at Circle K. Once you have explained to the staff your money order requirements, you will need to pay the cash for the money order value and the fee.
  3. The next step is to fill out the money order by adding information like payee, purchaser, amount, etc.
  4. Once you have received the money order, you can mail it in the name of the payee or give it to any person you want to.
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Fee To Buy Money Order From Circle K

When you purchase a money order from Circle K or any other convenience store, you will have to pay a fee above the value of the money order.

The fee is not included in the value of the money order, but you have to pay extra cash for it. We can also refer to it as the purchase cost of the money order.

In the case of Circle K, it sells MoneyGram money orders at most of the store locations. Therefore, the fee for any value of money order will be anywhere between $0.99 to $1.29.

A certain limit applies to the maximum value of the money order that can be purchased from Circle K.

If you want to purchase money orders worth more than the maximum value allowed, you will have to pay double the fee for the money orders purchased.

Money Order Limits

Now you must be wondering about the maximum and minimum value of the money order you can purchase at Circle K.

You can purchase a money order of the maximum value of $500 at Circle K locations. Although the typical money orders cap at $1,000 in most locations of the US but Circle K allows you to purchase a maximum value of $500 money order.

If you want to purchase orders worth more than $500, you must purchase multiple orders to make up the required amount. It means you will also need to pay a higher fee to send multiple money orders.

Therefore, you must carry enough cash to keep this in view when visiting Circle K to purchase money orders.

It’s also important to note that Circle K only sell money orders for cash. They do not accept debit or credit cards for the value of the money order.

Therefore, if you haven’t enough cash, make sure to carry your debit card and pull out the cash from the nearest ATM.

How To Track Your Money Order From Circle K?

The money orders are different from the checks that are easy to track by just telling the name of the bank account.

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In the case of money orders, the payee or buyer information is mentioned on the money order. But in order to track the money order, you will need to contact the helpline of MoneyGram and request the transaction history of the money orders.

An administrative fee is also applicable when you want to pull out the transaction history for tracking your Circle K money orders.

Can You Cash Money Orders At Circle K?

No. You can’t cash your money orders at Circle K. If you have a Circle K money order from any other store, you will need to take it to the nearest post office or authorized retailers for money orders.

The most popular option in authorized retailers where you can cash your money orders from Circle K is Walmart.

What are the advantages of Getting Money Orders From Circle K?

Disadvantages of Getting Money Orders From Circle K:

  • Fee: The fee for purchasing a money order from Circle K is typically around $1.49, which may be slightly higher than other retailers.
  • Maximum amount: Circle K has a maximum limit of $1,000 for a single money order, which is lower than the limits some other retailers offer.
  • Not all locations: Not all Circle K locations provide money order services, so it is important to verify beforehand if the desired location offers this service.
  • Risk of loss or theft: Money orders, like any other form of payment, can be lost or stolen, potentially resulting in financial loss.
  • Potential for scams: Money orders are occasionally utilized, necessitating caution and awareness of the associated risks when sending or receiving them.

Advantages of Getting Money Orders From Circle K:

  • Convenient: Circle K stores are widely available throughout the United States, offering easy access to purchase money orders.
  • Inexpensive: Circle K’s money order fees are typically around $1.49, providing a cost-effective option compared to alternatives like wire transfers.
  • Safe: Money orders from Circle K offer a secure method of sending money, as they are fully funded and cannot bounce like checks.
  • Private: Money orders do not include your bank account or routing numbers, ensuring the protection of your personal information.
  • Widely Accepted: Money orders from Circle K are accepted by numerous businesses and organizations, making them a convenient payment method for bills, rent, and other expenses.

FAQs

Does Circle K do money orders with a debit card?

No, Circle K does not do money orders with debit cards. You must present the cash for purchasing orders at Circle K.

How much does a money order cost?

The cost of a money order depends on its value. However, the average cost of buying Circle K money orders is between $0.99 to $1.29