Harbor Freight Credit Card Login, Payment, Customer Service, Cancel, and More

Harbor Freight has been in business since 1977, and it’s grown rapidly to become one of the best-known names in tools and equipment, particularly in the trade industry.

With over 1300 stores nationwide and more than 25,000 employees, Harbor Freight Tools is one of the nation’s fastest-growing retailers.

Harbor Freight offers both online and in-store shopping, but it’s not always clear where to go if you need to contact customers about their service or need more information about how to pay your bill with your credit card.

This comprehensive guide answers your questions about how to best use Harbor Freight’s services and features.

Key Takeaways

  • Pay online Here
  • Pay by phone by calling at 855-314-3104
  • Pay by mail at Harbor Freight Credit Card P.O. Box 960012 Orlando, FL 32896-0012
  • If you have any issues, then you can contact customer service at 1-800-444-3353
  • If you want to cancel your Harbor freight credit card account, don’t hesitate to contact customer service at 1-800-444-3353
  • Harbor Freight does not accept PayPal
  • You can get unlimited 5% cash back on all other purchases

How To Login Harbor Freight Credit Card?

You will need your Harbor Freight card number, pin, and zip code to log in to your Harbor Freight credit card account.

To find these three pieces of information for your Harbor Freight card, look for them on the back of your card near the chip. 

After locating all three items in an order, you should enter them into their respective boxes on the login screen. Once completed, click continue or sign in at the bottom of the page.

Here are the steps to do Harbor Freight Credit Card Login.

  1. Visit https://harborfreight.syf.com/login/
  2. Enter your User ID and Password
  3. Click on login and get online access to your account
  4. Open the dashboard and do what you want to do 

Harbor Freight Credit Card Payment Details

There are many options for making Harbor Freight credit card payments. You can make an online payment using your bank account, by phone, or by mailing in the check with a form.

Here are three options to make Harbor Freight bill pay Payments.


You should use the online method to pay your Harbor Freight credit card. 

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The process of Harbor Freight bill payment online can be found by following the prompts.

By Phone

The Harbor Freight credit card number is 855-314-3104 if you want to pay over the phone. 

Follow the given steps:

  1. First of all, dial 855-314-3104
  2. Wait for some time
  3. After that, you will automatically connect to their live agent on the phone from Harbor Freight Customer Service.

The Harbor Freight customer service team will help you make a credit card payment by phone. Proceed to the payment page and follow the prompts.

By Mail

The following address is where you can send payments directly:

  • Harbor Freight Credit Card 
  • P.O. Box 960012
  • Orlando, FL 32896-0012

Harbor Freight Customer Service

  • (800) 423-2567:- Toll-Free Number.
  • (800) 444-3353:- Customer Service.
  • (888) 866-5797:- Technical Product Support.
  • (800) 423-2567:- Technical Product Support.

There are also FAQs for all significant departments on the website. They also have social media accounts where you can get in touch.

How To Cancel Harbor Freight Credit Cards?

If you want to cancel your Harbor freight credit card account, don’t hesitate to contact customer service at 1-800-444-3353.

They will be happy to assist you. All you need for that is your phone number or email address on file, and they will take care of it for you.

At this point in the process, a representative from Harbor Freight customer service will ask for your mailing address and then make sure that you are canceling the right card by asking which one you would like to cancel. 

In most cases, customers will want to cancel their most recent Harbor Freight credit card account because that’s where their most recent charges were incurred.

You may also want to consider canceling this card if you have not used it for an extended period (for example, if you’re about to go on vacation). 

After reading through the terms and conditions and confirming that you wish to proceed with cancellation, say yes when asked whether you understand the words.

The Harbor Freight customer service representative will then let you know when the cancellation has been completed (usually within 3-5 business days). 

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You’ll still be able to use this card as usual until the cancellation date arrives. Once you’re past that date, all transactions made with the card will not post, and you’ll no longer receive statements or receipts. 

Know More About Harbor Freight

Founded in 1977 by Eric Smidt on a $10,000 investment, Harbor Freight Tools is an American retailer with over 1300 stores across the 48 states of the United States.

The company sells tools at discounted prices to compete with larger retailers like Home Depot and Lowe’s. 

Their main headquarters are in Calabasas, California. According to Forbes, they have been recognized as one of America’s Top 500 best large employers. It comes from their extensive benefits package for full-time employees. 

The benefits include subsidized childcare services, tuition reimbursement for undergraduate degrees and adult vocational training programs (including carpentry), six weeks of paid vacation each year, and more.

More than 1,300 locations in 48 states are open 24 hours a day, so customers can find what they need. 

You can apply for a card online or stop by any store location to pick up an application form.

You’ll need basic information such as your social security number, your driver’s license or state Identity card, the last 4 digits of your current checking account number, and some proof of ID such as a copy of your birth certificate or passport. 

Once you’ve completed this form, you’ll receive either a decision letter via email or post mail, depending on how you applied.

What Are Harbor Freight Store Credit Card Features?

Here is a list of some features.

  • Unlimited 5% cash back on all other purchases
  • Low intro APR (quoted below)
  • No annual fee
  • In the event your Harbor card is lost or stolen, fraud protection protects you against unauthorized charges
  • $200 bonus after you spend $500 in the first 3 months

With Harbor Freight Money reward certificates, you can save on all other coupons & discounts. You will not be charged interest on Harbor Freight promotional purchases and must make equal monthly payments until the purchase is paid off.

When the promotional period ends, the sale price (including tax and shipping) is divided by the remaining months.

Late fees and interest may be charged to your account if you fail to make a monthly payment on time. If a cardholder fails to pay a monthly bill by the due date, interest will be assessed, which must be paid by the cardholder.

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How To Use The Harbor Freight Store Credit Card?

It is a common misconception that Harbor Freight only takes cash or checks for transactions. It is not the case.

Customers can pay for their purchases at Harbor Freight using a credit card. The process of paying with a credit card is pretty simple and quick. 

The first step in paying with a credit card is bringing your items to the register. Next, swipe your credit card on the terminal (or if it’s an EMV chip reader, insert it into the slot).

You will have to enter your PIN if you have one. If you do not have a PIN, press continue. 

Lastly, enter your zip code, and press submit. Your receipt will print out as soon as you enter this information. Once again, this process only applies to EMV chip readers, which are slowly being introduced to stores like Harbor Freight.

The store accepts most major credit cards, including Visa, Mastercard, American Express, Discover, and JCB. One great thing about the payment process is that there are no fees when making a purchase.


Here are some faqs.

Do I Need A Harbor Freight Credit Card Login?

A credit card is required for any purchase or return. You can use your debit card if you don’t have a credit card. It’s quick and easy. 

How To Deal With Harbor Freight Problems?

If you face an issue with a product you have purchased at Harbor Freight, you can contact Harbor Freight customer service team by phone at (800) 444-3353. 

What Forms Of Payment Does Harbor Freight Accept?

In addition to Harbor Freight credit cards, Harbor Freight gift cards, Visa, Mastercard, American Express, and Discover are all accepted at Harbor Freight stores and online.

Does Harbor Freight Accept PayPal?

No, Harbor Freight does not accept PayPal.

Can I Pay With My Debit Card If I Don’t Have A Credit Card?

Yes! If you cannot get a Harbor Freight credit card, you can use your debit card if it has a Visa or MasterCard logo. The process of purchasing items will be similar to how you would pay at a store.