(2022 Updated) Surge Credit Card Login, Payment, Customer Service, Cancel, and More

A customer who wants a credit card with features that will help him apply for loans or other credit cards with better terms should explore the Surge credit card.

Surge card has a 4.9 out of 5 rating from 9,230 reviews on TrustPilot. Below are details about how you can log in to your Surge Credit Card, the Payment process, application, membership, and card activation.

Anyone with a credit report can apply for the Surge credit card, although it is designed for individuals with much less credit.

The Surge credit card sends monthly reports to all three major credit bureaus, enabling customers to start repairing their credit history immediately.

Key Takeaways

  • You can login to your account by entering your user’s name and password on their website.
  • Payments for Surge Card can be made in numerous ways, including online and through their mobile app.
  • The Surge card can be canceled at any time by calling 1-866-449-4514.
  • If you need assistance, call their customer service at 1-866-449-4514.

How To Apply For The Credit Card From Surge?

If you purchase a Surge Card from Continental Finance, you should also get a Surge Mastercard.

Your Surge Card application’s result is often accessible immediately, but the approval procedure may take a minimum of 30 days to complete.

To register for a Surge card, follow the steps below.

  • Visit the webpage for the Surge Credit Card.
  • To view the pre-qualified offer, proceed to step two and enter your information on prequal2.yoursurgecard.com.
  • Follow the on-screen instructions to complete the Surge card application after receiving your request.

You can also utilize the Mail offer. If Continental Finance sent you a credit card invitation code in the mail, you use it to apply for a Surge credit card. Following your visit to http://www.continentalfinance.net, Click accept the mail offer link and select Surge MasterCard.

How To Activate Your Credit Card Of Surge?

A credit card from Surge may be activated in seconds as the Credit Card login information is required for activation.

The card will then be ready for use in a couple of seconds. You can’t use this card immediately if you got it through the SurgeCardInfo Login page. It must be activated before it is used.

Follow these procedures to activate your Surge card:

  • Browse the Surge Card Info activation page via a web browser.
  • The browser will show you three login credentials on the screen. Provide the Last four digits of a credit card, a five-digit zip code, and the last four digits of your social security number in the correct boxes.
  • After that, click “Activate My Card.”
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How Can We Login With My Credit Card Of Surge?

When entering your Surge credit card, never skip a step; instead, follow the steps below.

  • Go to the official Surge Credit Card website at https://yourcreditcardinfo.com. Next, enter your username and password in the corresponding areas on the page.
  • Complete login by clicking the “Submit” button to access your card account.
  • You can successfully sign into your account after entering your login information and selecting Login to My Account.

How To Make Surge Card Payment?

Here are the ways you can make your Surge card payments:

Payment By Mail

Clients can send a check or money order to the address shown below. A return envelope and the remittance sheet with your printed statement are required. Put your check or money order and this remittance slip in an envelope and mail it.

The payment address must be published on the envelope. If there is no address, send your mail to the below address. Card Surge, P.O. Box 6812, IL 60197-6812 Carol Stream.

Phone-Based Payment

Calling the customer service line at 1-800-518-6142 will enable customers to make a phone payment.

The virtual assistant will direct customers to where they must register for a one-time payment account. Following your instructions during the call, you can register your bank account.

Seniors will not be charged the $10.95 expedited payment fee. When you call the customer service line at 1-800-518-6142, you can pay by utilizing the virtual assistant’s instructions.

You must pay a $9.95 fee for each additional payment to speed up the phone payment process.

Online Payment

Additionally, card users can pay their Surge card payments online. They can use a debit card or an online banking account to pay your Surge card charge. After signing into the online version, the user will find many payment options.

The credit card company will remove the amount each month from the cardholder’s account if they want to allow an automated withdrawal from their bank. Just follow the given steps to make payments online using the credit card of Surge,

  • Enter your account information and go to the Payment section.
  • You will be required to enter some payment-related data there, including the amount of payment and the date of payment.
  • Choose the payment’s bank account or enter a new one.
  • After carefully reading the details, use the Submit button to pay the credit card charge.
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Making Payments Using The CFC Mobile App

The Surge card from Continental Finance comes with a mobile app that works with iOS and Android devices.

Log in to your account using the mobile phone app and pay the Surge credit card bill with either a debit card or net banking.

You can get a notice if you’ve over the credit limit or who are due on a payment, in addition to an Easy overview of the current state of your account.

You may also use the CFC mobile app to pay your card bill, and there are options for notifying a missing or stolen card.

Enable Autopay

Through the Autopay feature offered by their online Surge account, cardholders may also set up periodic payments for their credit card bills.

Once configured, your selected payment option, such as a bank account, will be used to deduct the needed statement amount. The statement debit will be completed precisely the day the bill is due.

Customer Service

Call 1-866-449-4514 to speak with customer care about the Surge credit card. On the back of your credit card is the phone number for customer support for the Surge credit card from Continental Finance at Celtic Bank.

You may speak with live customer support representatives on this phone and obtain automated account information. Call 1-800-518-6142 to make phone payments on your Surge card account.

You can use this number to report a lost or stolen Surge credit card: 1-800-556-5678.

Is The Surge Mastercard Required?

Using this card properly and developing credit can increase your chances of being approved for better credit cards.

Before completing an application and agreeing to a hard credit check, review your prequalification offers on the issuer’s website to see what conditions you could be eligible for.

One feature of this card that we like is increasing the credit limit after six months.


How To Obtain The Surge Credit Card Login Details If Forgotten?

If a cardholder forgets their login credentials, they should follow the 3-step method by choosing the relevant link at the bottom of the “Login” page, such as “Forgot Username” or “Forged Password.” Obtain the Surge credit card’s username and password.

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What Is A Surge Card Limit?

The starting credit limit runs from $300 to $1,000, and customers may qualify for an increase after six months. You can submit an online application for the Surge Mastercard whether or not you obtained a mail-in offer.

How Can I Cancel My Credit Card With Surge?

You may cancel your Surge credit card by calling 1-866-449-4514 or writing to the address on your monthly bill.

Do Surge Raise The Credit Limit?

Your credit limit will be evaluated for an increase if you make the very first six on-time payments per month on your Credit Card.

Continental Finance will then assess your account monthly to provide you with the option to obtain even larger Surge credit limits.

How Long Will It Require For My Application To Be Decided?

Most of the time, we will decide anything right away. But occasionally, more details are needed before deciding whether to approve your credit card application, which might take up to 30 days.

When Will My New Credit Card Arrive?

Getting a brand-new credit card is a pretty quick procedure once your credit application has been approved.

Your new Surge credit card and welcome packets, including crucial Surge card information, will be delivered within three business days if approved.

Where Can A Surge Credit Card Be Used?

The initial credit limit for the Surge Credit Card is between $300 and $1,000. The high APR that this card charges can easily lead to long-term debt if you carry a balance.

Paying off your card balance on time or early each month may reduce your credit utilization. Use it only long enough to improve your credit score and become eligible for better, more affordable credit cards.


The Surge Card is a fantastic option for anybody looking to break into the credit card industry. You may check your Surge account balance, handle online payments, and receive electronic statements after activating your Surge card.

The application procedure for the credit card is quick and straightforward, and the acceptance or denial is often communicated quickly online. Customers can use the Continental Finance website to make an online payment.