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What is Credit Card Cash Advance?

Cash advance from credit cards is a useful but expensive cash option. Individuals and businesses can gain valuable cash from the credit card advance. It provides an emergency cash buffer for both individuals and businesses. However, it is more expensive as it comes...

Lease v Rent a Car – Top 5 Factors to Consider

The rental v buy decision for a car does not come with much of a comparison headache. Apparently, the terms for leasing and rental for cars are also the same. However, both these terms auto industry are quite different. Both lease and rent a car, offer different pros...

Lease V Rent Decision for an Apartment – Top 5 Differences

In the real estate world, both leasing and renting are considered two sides of the coin. Technically, the lease is the agreement between the two parties, and rent is a payment that the second party makes to the first party. However, depending on the contract type and...

Recourse Loan Vs. Non-Recourse Loan: The Top 5 Differences

All secured loans require collateral. The borrowers pledge an asset as collateral to get the loans. In case of default, the borrowers have the right to seize the collateral pledged. That is the reason, lenders prefer tangible assets with high market values. In many...

Lease V Rent Decision for a House – Top 5 Factors to Consider

The terms lease and rent are used interchangeably. Such use of these terms can often lead to confusion for the tenants. Both terms offer significantly different options to both parties in the agreement. The main difference between these two terms remains the choice of...

Lease v Rent Agreements – Top 5 Differences to Know

In the corporate world, a lease can be operational or financial. An operational lease works without transferring the ownership, while a financial lease transfers the ownership of the asset. Similarly, in the real estate world, the terms rent and lease agreements come...

Paid in capital Vs. retained earning?

For any company, the shareholder's equity portion of its Statement of Financial Position will consist of different equity instruments and reserves. Among these, the most common are paid-in capital, additional paid-in capital, and retained earnings. Each of these...

How Do Dividend Distributions Affect Additional Paid?

Dividends consist of compensation, usually in the form of cash, a company pays to its shareholders from its profits. Dividends represent the returns that shareholders get for the risk they take by investing in a company. Usually, the higher these risks are, the more...

What causes changes in additional paid-in capital?

Companies generate finance through many different sources. The main source of finance for them is equity. Equity consists of the equity instruments of a company, usually ordinary shares, issued to shareholders. A company issues these shares to its shareholders in...